In light of the water damage caused by recent rainstorms across southeast Michigan, we want to encourage you to review your insurance policy regarding water intrusion in your home. Not all types and sources of water intrusion may be covered. What we sometimes assume as homeowners or think we understand is included in our insurance coverage may not be so cut and dry.
A few ways water damage can occur are via a sewer backup, overflowing appliance, burst pipe, foundation crack or roof leak. Options may be different if you own, rent or lease. You may also have different options if your dwelling is a singe family, multi-family, condominium, or apartment. Your home, its location, construction, and surrounding properties are unique to you.
Make an appointment with your insurance company to review your homeowner's insurance policy and coverage regarding water and flood damage.